Yes. If you have availed Corporate Internet Banking facility with transaction rights (Saral, Vyapaar and Vistaar), and at least one current account is mapped. For Vyapar and Vistaar rules should have been verified by the branch.
As a general rule the minimum tenure for a term deposit is 7 days and the maximum is 10 years. However both TDR and STDR are bound by the following minimum and maximum tenures. Minimumtenure is 7 days for TDR and 180 days for STDR and Maximum tenure is 3650 days for TDR and STDR.
The interest rates vary from time to time. You can view the latest interest rates by clicking on "View current interest rate" link provided in
e-TDR/e-STDR request page.
You can open a term deposit with a minimum amount of Rs.1000.
Yes, you can generate and print a term deposit advice containing all your relevant details.
The name(s) and mode of operation and branch of newly generated deposit a/c will be same as in debit a/c, from which term deposit a/c is funded.
The maturity amount is based on the tenor & type of account selected by customer. You may enquire the maturity amount, maturity date and rate of interest, without opening e-TDR/e-STDR through "Maturity Enquiry" tab available in e-TDR/e-STDR page.
Yes. You may close your e-TDR/e-STDR instantly if request is initiated between 08:00 AM IST to 08:00 PM IST. Request initiated beyond this period will be automatically cancelled by the system.
No. Only e-TDR/e-STDR can be closed through CINB interface. TDR/STDR opened at branch can be closed at branch only.
No. You may contact the branch for the same.
No. Maturity amount or the amount payable before maturity will be transferred only to the debit account from which it was funded.
Yes. e-TDR / e-STDR can be created online from 8:00 AM IST to 8:00 PM IST. Requests initiated beyond this period will automatically get cancelled (in case of Vyapaar and Vistaar only).
In case of Saral user, if request is initiated beyond 08:00 AM IST to 08:00 PM IST request will automatically get scheduled for the next day by system.
No. For creation of e-TDR/ e-STDR distinct maker and checker are required.